Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.
Aetna PPO “Core”
Benefit Highlights
In-Network
Deductible (Individual/Family)
$75/$225
Annual Plan Max (Per Individual)
$1,000
Preventive Care
$0
Basic Services
20%*
Major Procedures
50%*
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $1,000 per individual; deductible waived
* After deductible
Out-of-Network
Deductible (Individual/Family)
$75/$225
Annual Plan Max (Per Individual)
$1,000
Preventive Care
Covered up to maximum allowable charge
Basic Services
20%* up to maximum allowable charge
Major Procedures
50%* up to maximum allowable charge
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $1,000 per individual; deductible waived
Plan Cost
Employee Only: $XX
Employee and Spouse: $XX
Employee and Child(ren): $XX
Employee and Family: $XX
Aetna PPO “Buy Up”
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Max (Per Individual)
$2,000
Preventive Care
$0
Basic Services
10%*
Major Procedures
40%*
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $2,000 per individual; deductible waived
* After deductible
Out-of-Network
Deductible (Individual/Family)
$50/$150
Annual Plan Max (Per Individual)
$2,000
Preventive Care
Covered up to reasonable and customary charge
Basic Services
20%* up to reasonable and customary charge
Major Procedures
50%* up to reasonable and customary charge
Orthodontia (Adults and Children)
50% up to a lifetime maximum benefit of $2,000 per individual; deductible waived
Plan Cost
Employee Only: $XX
Employee and Spouse: $XX
Employee and Child(ren): $XX
Employee and Family: $XX
